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For small businesses, freelancers and crypto-native teams

Get paid.Pay your team.

Request money, send invoices, accept stablecoins and run payroll.

Get started See how it works
Example
  • USDC · Tempo
Your client pays
858.50 USD
Fee 1%, paid on top
8.50 USD

You receive

850.00 USD

Bank payments through Bridge and its banking partners.

The account

One account. Five tools.

Examples

Your work.
Clearly billed.

Invoices, both ways.

Explore invoices

Invoice 1042

Atelier Oslo

2 items

Due 30 Oct

Amount due

2,500.00 USD

Got a supplier invoice? Pay it in USDC. They receive a bank transfer.

Crypto payments.
In clear view.

Accept stablecoins. No bank account needed.

Explore processing

Payment · Order 2210

2,500.00 USD

Customer pays
2,525.00 USD
Fee 1%, paid by your customer
25.00 USD
You receive
2,500.00 USD

Good work.
Paid clearly.

Pay your team in one run.

Explore payroll

Pay run

October

Team

4 people

Total

12,400.00 USD

To bank accounts or USDC, where enabled.

Your money.
Your move.

Hold dollars in a wallet only you control.

Explore wallet

Available balance

20,460.00 USD

Non-custodial. Secured by a passkey.

How Swaps works

Built around your wallet.

One wallet only you can move. Partners carry money to it. Swaps shows every step and every cost first.

  1. A wallet onlyyou can move.

    One dollar balance on the Tempo network. A passkey on your device approves every move. Swaps holds no key.

    Only your passkey signs inside

    Example

    Balance

    0.00 USD

    Approves every move
    Your passkey
    Keys held by Swaps
    None

  2. Around it, partnerscarry money.

    Bridge and its banking partners process bank transfers. Tempo carries digital dollars.

    Held by Bridge, on the way

    Only your passkey signs inside

    Balance

    0.00 USD

    Tempo
    • USDC · Tempo

  3. Swaps on top.Costs first.

    Swaps checks the route and shows every cost before your client pays. No hidden markup.

    • Bank transfer
    • USDC · Tempo
    Your client pays
    858.50 USD
    Fee 1%, paid on top
    8.50 USD
    North Studio receives
    850.00 USD

    Held by Your client

  4. It lands whereyou chose.

    A payment contract (code, not paperwork) can pay only you and the fee. No one can redirect it.

    Your client pays
    858.50 USD
    Fee 1%, paid on top
    8.50 USD
    North Studio receives
    850.00 USD
    Payment contractPays only you and the fee
    Swaps fee8.50 USD

    Balance

    850.00 USD

    Held by You

    1. Paid
    2. Released
    3. In your wallet

  5. Everyone endsup whole.

    Your client paid what they saw. You got the full invoice. Swaps earned its stated fee.

    Follow a payment link See every fee

    • Your client

      Paid

      858.50 USD

    • You

      Received

      850.00 USD

      Only you can move it.

    • Swaps

      Fee 1%

      8.50 USD

    Named before you pay. Never swapped silently.

    Swaps provides the interface and transaction coordination. Bank payments are processed by Bridge and its banking partners.

Crypto

Buy and sell crypto.

Compare provider routes by what you receive, before you pay.

Check an address Payment methods Verification guide

Build on Swaps.

API, MCP server and docs for your product or your agent.

API · MCP · Docs

Developers

Open your
Swaps account.

Get paid, pay your team and hold dollars in your own wallet. Every fee on screen before you confirm.

Get started Sign in