For small businesses, freelancers and crypto-native teams

Get paid.Pay your team.

Request money, send invoices, accept stablecoins and run payroll.

Get started See how it works

One account. Five tools.

Send a link.
Get paid.

Create a payment request and share one link.

Explore links

Example

Requested by

North Studio

850.00 USD

swaps.app/pay/project-08

Your work.
Clearly billed.

Invoices, both ways.

Explore invoices

Example

Invoice 1042

Atelier Oslo

Due

30 Oct

Amount due

2,500.00 USD

Crypto payments.
In clear view.

Accept stablecoins. No bank account needed.

Explore processing

Example

You receive

2,500.00 USD

Customer pays: 2,525.00 USD
Fee 1%, paid by your customer: 25.00 USD

Good work.
Paid clearly.

Pay your team in one run.

Explore payroll

Example

Pay run

October

Team

4 people

Total

12,400.00 USD

Your money.
Your move.

Hold dollars in a wallet only you control.

Explore wallet

Example

Available balance

20,460.00 USD

How Swaps works

Built around your wallet.

The money path, Example: your client pays 1,010.00 USD in USDC on Tempo; a payment contract pays 1,000.00 USD into your wallet and 10.00 USD as the Swaps fee.

A wallet only you can move.

Your passkey approves every move.

Example

Balance
0.00 USD

Keys held by Swaps
None
Partners carry the money.

Each is named before any money moves.

Bank transfer

USDCTempo
Costs first.

Your client sees the Swaps fee before paying.

Example

USDC on Tempo

Your client pays
1,010.00 USD

Swaps fee 1%added by your client
10.00 USD

You receive
1,000.00 USD
It lands where you chose.

A payment contract pays only you and the Swaps fee.

Example

Lands in
Your wallet